It's all about the Money, Honey!!!

So did you all hear the letter from the First Presidency about debt....? The first presidency has been telling us for years to get out of debt but today at church during our third hour..our bishop gave us strict instruction on finances. He told us that the only debt allowable is a modest home, modest transportation, and education. All other items are considered unnecessary debt and we must pay them off. It really put me into perspective. I have been begging my husband for a new car (which I don't really need). And after today's lesson I was put into my place, I wont be bringing up a new car anytime soon. He also talked about the importance of a budget. We don't have a steady income so having a budget is hard. He gave us key counsel, "When you have money spend it..and when you don't stop." This is hard for me because I can always talk myself into believing that a new shirt or new shoes is an emergency and I can always pay it off later. Its going to take a lot of prayer to help me with this one. BTW I got a new calling today..Beehive advisor. I am SUPER excited. I have been in activity days for 4 years. So here's to spending less money and increasing my savings account.